The Definitive Guide To Buying Property In Barcelona
Your Dream Home in Barcelona Starts Here
We created the Guide To Buying Property In Barcelona because it can be a complex process, and yes, their are some shady characters out there, but with our team of experts, we’ll help guide you every step of the way. From choosing the perfect location to navigating the legal process, we’re here to help. Trust us to make your dream of owning property in Barcelona a reality.
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Our Property Buying Services in Barcelona Include:
Consultation:
We begin by understanding the type of property you want to buy, including the price range and preferred location. This initial consultation helps us tailor our search to meet your specific needs and preferences.
Property Search:
Our team will find properties that match your criteria and arrange appointment options for you to view these properties. We utilize our extensive network and resources to ensure you have access to the best options available.
Viewings:
We will accompany you to the property viewings to provide insights and answer any questions you may have. Additionally, we can view properties on your behalf before you see them in person, ensuring they meet your standards and expectations.
Negotiation:
We will advise you on the negotiation of the price, terms, and dates. Our expertise in the market allows us to secure the best possible deal for you, ensuring a smooth and favorable transaction.
Reservation and Purchase:
We assist and accompany you in making the 'Good Faith Deposit' or 'Earnest Money', known in Spain as the "Arras". We will also guide you through the final closing at the Notary office, known as the "Escritura", ensuring all legal and financial aspects are handled correctly.
Professional Recommendations:
We can recommend an English-speaking lawyer, appraiser, accountant, architect, and construction company if needed. These professionals will provide additional support and expertise throughout the buying process.
Banking and NIE:
We can help you prepare for and obtain a Spanish bank account and Tax Identification Number, known as the "NIE", if needed. This is essential for completing the purchase and managing your property in Spain.
Recommendations:
During viewings, we will ask all relevant questions and advise you on the best areas for investment. Our goal is to ensure you make an informed decision that aligns with your investment goals and lifestyle preferences.
Additional Services
- Mortgage Assistance: If your income comes from a job or retirement funded outside of Spain contact us. We can recommend a mortgage company that finances such situations. Â
Guide To Buying Property In Barcelona
The property buying process in Barcelona is similar to that in the USA.
1. Preparing for The Purchase
Mortgage Pre-Approval: If using a mortgage, it’s advisable to have it pre-approved with a Spanish bank. This can streamline the buying process and provide clarity on your budget. Need help? We know people. Pro Tip – Get more than one offer, and expect to take a month, or two. You will also need to get your bank documents, certified translations into Spanish. Generally this will be cheaper to do in the States, but not always. And if you need help, we are here. We know the people. In our experience very few American lenders will make a mortgage in Europe (and the few who do charge a major premium). We know English speaking mortgage brokers in Spain if you need help.Â
NIE: The NIE (Número de Identificación de Extranjero) is a unique identification number assigned to foreigners in Spain who need to interact with the Spanish authorities for legal, financial, or administrative purposes. Need help? We know people. If you are doing an investment property, we can help you with this. If you will be moving here, we can connect you with a great visa lawyer.
Open a Spanish Bank Account: Open a Spanish bank account to facilitate transactions. Ensure you have funds available for the earnest money deposit, typically 10% of the purchase price.Â
2. Making an Offer
Submit an Offer:We will assist you in making an offer on the property. And advise you if you want to negotiate the terms such as price, closing date, and contingencies.
Payment of Earnest Money: Once your offer is accepted, you will be required to pay the earnest money deposit, known as the contrato de arras, usually 10% of the purchase price. This deposit is held in the seller’s agency’s escrow account and will be credited to the sale at closing.
3. The Closing Process
Finalizing the Sale: The closing process, known as the Escritura, involves the final deed signing and payments. This takes place at the Notary office and is mutually agreed upon between the buyer and seller.
Timeline: The timeframe for closing can vary depending on various factors such as mortgage arrangements, seller circumstances, and agreement between parties. While you could close in as little as a few weeks, on average, it takes 2 to 4 months.



Guide To Buying Property In Barcelona
Costs and Fees
Budget Allocation: Allocate between 13% to 15% of the purchase price to cover these taxes and expenses.Â
Tax and Expenses Breakdown:
Property Transfer Tax (ITP):
10% of the purchase price, though for new builds in Barcelona, it is 11.5%.
Mortgage Costs:
Origination, appraisal and inspection fees, typically run1.5% - 2% of purchase price
Notary’s Fee:
Approximately 1% of the purchase price, a bit higher with a mortgage
Lawyer’s Fee:
Typically ranges from €500 and up, depending on the complexity.
Document Fees:
Range from 0.3% to 0.5% of the purchase price.
Bank Fee for Guaranteed Check:
('Cheque Bancario') Varies by bank, ranges between €50 to €150.
Ongoing Support
We offer comprehensive support and guidance throughout the search and buying process. We'll provide detailed advice, help gather necessary paperwork, and keep you informed at every step. Our goal is to ensure a smooth, stress-free experience, enabling confident, well-informed decisions.
Our Comittment to You
The Sellers Agent Represents the Seller. Always work with a dedicated Buyers Agent. We represent you, the buyer. Our sole purpose is to ensure your best interests are served throughout the purchasing process.

You want real estate agents who are focused on Barcelona – NOT all of Spain.
We live in Barcelona. We are the locals. We have bought our own properties, and have gone through the journey from buyer to owner many times with many clients.
American Real Estate Experts In Barcelona to Find Your Dream Home
We’re Americans in Barcelona who’ve been through this ourselves. We know the expat curveballs—paperwork, noise levels, stairs, elevators, neighborhoods that look great online but don’t fit real life. Tell us how you live and what you want to spend; we’ll guide you to the right neighborhoods and a short list of homes that actually fit your lifestyle and budget.
- We Speak Your Language (Literally)
- 10 years Real Estate Experience In Scottsdale, Arizona, United Sates
- 7 Years Real Estate Experience in Barcelona
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